Every vehicle that is driven in the State of New York is required to have registered auto insurance. A minimum amount of liability insurance is needed to cover the vehicle and the person’s that may be injured in an accident. The vehicle also needs to be insured for “no-fault”, uninsured motorist and underinsured motorist coverage. If you receive a ticket for driving with a suspended license, suspended registration or driving without insurance, this is when you should contact our Long Island traffic attorneys at The Glass Law Group.
Often, a motorist insurance policy will lapse and this means they will be in violation of VTL 319-1 (uninsured motorist). This happens when the motorist has not paid their automotive insurance premium. Since it isn’t the responsibility of the DMV to notify you of unpaid insurance premiums and many insurance companies don’t bother to send you a letter letting you know that you have failed to pay your premium. This will eventually result in a suspension of your driver’s license.
Stop and consult with our Long Island attorneys before pleading guilty for driving without a license. There are steep consequences if you do, such as a revocation of your license for up to one year. Also, you may be required to pay court fines, surcharges and pay a mandatory Driving Assessment Fee of $750.00.
Getting Your No Insurance Ticket Dismissed
You may think that it would be impossible to get your ticket dismissed if you were driving without insurance. However, if you happen to get your car insured on the day that you receive the ticket, you have a good chance of having the ticket dismissed. However, in order to do this, you have to know what documentation will be needed to corroborate that you did, in fact, purchase insurance prior to receiving the no insurance ticket. Our Long Island traffic ticket lawyer will help you get the appropriate paperwork needed to get the ticket dismissed. Insurance companies are asked to provide the original insurance letter with all of the relevant information needed, the content of which they are well-aware of.
How Our Long Island Uninsured Driver Attorneys Can Help You
When you are seeking representation from an Uninsured Drivers Attorney at The Glass Law Group, you’ll meet with a seasoned attorney who handles thousands of these types of cases per year. With their level of experience and years of being in the courtroom with our clients, they have been able to get acquittals for the charges brought against our client. They are quick to find the most common inconsistencies presented by the court, thus throwing out the case and getting you the best result possible.
Here are some of the defenses that have worked for our attorneys representing clients with no insurance charges:
You thought the vehicle was insured under a different policy
Your rights were violated when the police pulled you over
You were not notified by your insurance company of their cancelling your policy
- The vehicle that you received a ticket for was not being operated
- You were driving someone else’s vehicle
If you use a portable electronic device while you drive (except to call 911 or to contact medical, fire or police personnel about an emergency), you can receive a traffic ticket and be subject to a fine and a surcharge.
Conviction of a cell phone use, portable electronic device use or a texting violation will also result in points being added to your DMV driving record. If you receive 11 points in an 18-month period, your driver license may be suspended. To learn more, see About the NYS Driver Point System.